Kredivo - Paylater & Pinjaman 4.1.0

Kredivo positions itself as a highly flexible payment solution, offering a range of services that cater to diverse financial needs. Key features include:

• Product Financing: Customers can opt for installment plans ranging from one month to up to 24 months.
• Interest Rates: Enjoy a 0% interest rate for payments made within 30 days and for three-month installment plans. For longer terms, the interest starts at 1.99% per month for six, twelve, eighteen, and twenty-four month installments (available exclusively to Premium account holders), with a maximum annual rate of 41.51%.
• Credit Limit: A maximum limit of up to IDR 50,000,000 is accessible to qualified users.
• Repayment Simulation: For instance, selecting a twelve-month installment for a transaction worth IDR 2,000,000 incurs an interest rate of 1.99% monthly, leading to a monthly repayment amount of IDR 206,480 and a total repayment of IDR 2,477,760.

The platform addresses several consumer pain points, such as the lack of credit cards for online or offline installments and the need for quick loans during emergencies. Kredivo serves as an online credit line provider that facilitates purchases without the need for credit cards and offers personal loans through KrediFazz seamlessly.

Kredivo's digital credit application quickly assesses creditworthiness in real-time. The registration process is streamlined, taking just five minutes, and approvals are typically granted within minutes. Once approved, users can make purchases at over 4,000 associated merchants—including major platforms like Tokopedia, Shopee, Lazada—using Kredivo with minimal effort.

With Kredivo, consumers can easily acquire items such as mobile phones and book flights without upfront payments or credit card requirements. Shopping for furniture or fashion items becomes hassle-free as well.

The app also allows users to pay utility bills, recharge pulsa/data packages, purchase gaming/streaming vouchers, and even fuel directly from the Kredivo interface. Furthermore, KrediFazz provides quick cash advances repayable over three, six, or twelve-month installments.

Kredivo highlights its advantages with three key points:

• Simple and Fast: Users can apply by simply uploading their KTP via the app without the need for salary slips. Following a rapid approval process, users gain access to credit or loans promptly.
• Safe and Secure: User data is thoroughly encrypted for security. Additionally, Kredivo is licensed and regulated by OJK, ensuring reliability.
• Competitive Rates: Interest rates are among the lowest in the market with no down payments required across all services.

For more information on products and services offered by Kredivo, customers are encouraged to visit the General Product and Service Information Summary (RIPLAY) at www.kredivo.id or reach out via [email protected] or by calling 0804-1-573348.

Business Address: Dipo Tower Level 3 Unit A-B, Jalan Jenderal Gatot Subroto No. Kav. 51-52, RW.7, Kota Jakarta Pusat, Daerah Khusus Ibukota Jakarta 10260

Customer Service Office Address: Gedung FinAccel Lantai 3, Jl. Tomang Raya No.1, RT.2/RW.1, Jatipulo, Kecamatan Palmerah, Kota Jakarta Barat, Daerah Khusus Ibukota Jakarta 11430